START A CONVERSATION
Client Login

News

Keep up to date on our products and the industry in general.

The FCRA Advanced Certificate: A Primer

There are a host of background screening companies out there for you to choose from.  It’s a forest of choices that makes it very difficult to pick an individual tree.  If you are in the market for a partner to help you perform background checks, you might feel a little overwhelmed.  

Reviewing a company’s licenses and certifications may be helpful. If you have a few companies in mind, consider reviewing each organization’s credentials. There are many licenses and certificates available to such businesses that will give you some idea of their credibility and respectability.


One of the certificates to consider is the FCRA Advanced Certificate. If you haven’t heard of it, you probably aren’t alone. Luckily, we're here to help you understand what this accolade means for you and your search for background screeners.


THE FAIR CREDIT REPORTING ACT


Before we can talk about a certificate that supports your adherence to the Fair Credit Reporting Act (FCRA), it's probably a good idea to take an overview of the FCRA itself. Passed in 1970, the FCRA is federal legislation that was intended to protect consumers from inaccuracies and errors in their files with reporting agencies.

Fair credit reporting act displayed on a page of an open book


The act stipulates that a consumer has the right to know what information has been collected about them by reporting agencies, allowing them access to one disclosure at no cost every year. If these reports contain inaccuracies or incorrect information, the FCRA allows the consumer the right to dispute these matters, and also provides for legal action against reporting agencies that violate the FCRA. Finally, the FCRA limits access to consumer files to only those with a valid need-to-know about the contents of those files, and requires that a consumer must be informed if the information in their records is somehow used against them.

THE NATIONAL ASSOCIATION OF PROFESSIONAL BACKGROUND SCREENERS


It is also beneficial to review the National Association of Professional Background Screeners (NAPBS), the organization that grants the FCRA Advanced Certificate. The NAPBS, formed in 2003 as a non-profit organization, acts as an advocate for background screeners, as well as holding their members to a higher standard.

nabps-logo


The stated mission of the NAPBS is “To advance excellence in the screening profession.” The association has developed accreditation and certification procedures to promote the best of their members. One of those procedures is the reason you have read this far.


THE FCRA ADVANCED CERTIFICATE PROGRAM

The NAPBS developed the FCRA Advanced Certificate Program to acknowledge their members that display particular dedication to complying with the legal and professional standards of the FCRA. The applicant organization must attend a live seminar or participate in six webinars, and ultimately pass a written exam to obtain the FCRA Advanced Certificate. Applicants have two opportunities to pass this exam. If both attempts fail, they must attend the seminar or webinars again. The certificate is good for two years. To renew it, you must pass the exam again by the end of your granted certification period.

WHAT DOES THIS MEAN FOR MY BUSINESS?

If you're outsourcing your background screening, we salute your decision. Provided you select the correct partner to assist with your needs, this is a wise way to save long-term money and guarantee your legal standing. During your search, we recommend that you use the FCRA Advanced Certificate as a benchmark. The NAPBS has done businesses and individuals an excellent service by establishing standards to judge a screening company. For the record, we at CNET Technologies are NAPBS accredited and hold their FCRA Advanced Certificate. We may not be the right choice for your business, but we hope you respect the standards to which we adhere. Learn if we're what you're looking for by downloading our free guide.

LEARN MORE